Services

 

Maximise your super fund and secure a strong financial future.

-David Armstrong-

We Manage Superannuation of All Sizes

For most of us, super will probably be the largest and most important long-term investment you’ll ever hold. Unfortunately, many people don’t give it much thought until it’s too late. And with average life expectancies increasing every year, it means your super has to last you even longer. So regardless of how far off retirement is for you, getting some expert advice now will help make sure you can afford to live comfortably throughout your post-working life.

We Help You With Your Self Managed Super

Developed out of years of experience, we offer a range of self managed super fund (SMSF) education, technical support, tax, compliance and implementation services to help guide your decisions in order to maximise opportunities and avoid risk.

Our goal is to help more Australians plan for retirement by providing everything required along the SMSF journey. Let us help you discover if an SMSF is right for you. We will guide you through the sign up process giving you the tools, education and support you need to make the most of your SMSF.

Retirement Planning

We take the time to understand what “retirement” means to you – to get clear on your personal retirement income and expenditure needs and goals. We incorporate all your assets (and loans), superannuation and non-superannuation, potential Centrelink benefits and a range of other factors to advise retirement strategies in your best interest.

 

Wealth Protection

Wealth protection incorporates a variety of insurance products to protect you, and the wealth you’ve generated. Types of insurance vary depending on your assets and personal circumstances, and can be evaluated with the assistance of a Financial Adviser.

The types of insurances available to individuals include:

  • Business Insurance
  • Income Protection
  • Life Insurance
  • Total & Permanent Disability Insurance
  • Trauma Insurance

Take the first step to financial freedom with our help today.

Estate Planning

We have an in-depth conversation about your personal and financial situation and your estate planning goals and desires. We can assist you with identifying which legal instruments and structures can assist you with passing your assets on as desired.

We often work in conjunction with specialists including tax accountants and legal specialists. Our advice can incorporate charitable bequests and gifts.

Our Financial Advisers specialising in estate management can help with:

  • Beneficiary nominations
  • Tax effective estate planning strategies
  • Coordination of estate planning and legal professionals to establish or review wills and POAs

Aged Care Planning

Aged care decisions begin with understanding the role that funds play in the future for you and your family. Our specialist advisers are here to help you manage assets, expenses and estates to ensure your wealth is safe and secure.

Once we’ve helped establish your true financial position, we’ll determine what your aged care options are, and explain them to you in a clear and understandable way.

Debt Management

At Armstrong Financial Planning, you can work with a Financial Adviser to help assess your budget and work towards reducing debt. We offer assistance in limiting tax liabilities and maximising savings by organising your finances effectively and helping you to work towards long-term financial goals.

We are not authorised to provide advice on specific loans or mortgages. We can assist you with undertaking a stocktake of your current debt position (whether its credit cards, personal loans, home mortgages or investment loans) and repayments. We can provide recommendations to manage and repay these.

"David is professional and has a easy method of explaining complex matters. We trust David 100%."

John & Rita

"We have been with David for many years looking after our investments and has always been there when we needed him. Would have no hesitation in recommending David."

Jim & Annette

"Usual common sense approach by David. Very honest and supportive. Happy to recommend"

Peter Kale

"Mr Armstrong has the ability to impart his knowledge which is easy to understand. He is patient and explains financial information which is easily understood. He is professional and business like in his approach when dealing with clients."

John & Maria Gandey

"Known David Armstrong for many years now and he has always done his best for our needs and lifestyle. "

Palom and Rod

"Always is professional and provides information and investment that suit my needs ."

Bruce Richards

"David has provided advice for me with regard to Super, Insurance and Investments. His experience and professionalism provide me with a great deal of comfort. He has always been available when i have needed him and I have always felt that he has my best interest in mind with all advice he presents. He is not the kind of advisor who will make you feel pressured to take up something that you are uncomfortable with, but rather he takes the time to make sure you understand and are comfortable with his recommendations. I have no hesitation is recommending David and his team to my Family and Friends."

Josh Richards

"David is very clear and knowledgeable with his information."

Darren Craig

"David has always been very professional in assessing our needs and the way forward. We feel very comfortable in trusting his advice and assessment of strategies for our future retirement We would have no hesitation and referring David to others for their financial planning needs."

Les & Jacqui Martin

"I feel very comfortable with David managing my funds and advising me about various issues to do with my retirement fund."

Val Harvey

"David has managed my retirement fund successfully for 16 years ; I couldn't be happier with the result today and would recommend him to everyone."

Noela B

"It is important to gain the right advice for tax effective strategies and investments. David has been very helpful and personable in his approach."

Mark Hopkins

"I have been with David since he first started in his capacity as an NAB financial advisor and would not hesitate to recommend him to any of my friends who wanted someone reliable to manage their retirement funds."

John & Shirley

"David has provided me with excellent service for more than 12 years; both pre and post retirement."

Digby Ellis

"We are very fortunate to have David Armstrong looking after our Super."

Edward & Thelma

"Extremely professional and knowledgeable in all aspects of his advice and guidance. "

Ray & Carolyne Mulholland

"David is always very helpful, explains situations clearly and usually helps me to feel positive about my investment strategy. Giving me his undivided attention for the duration of the visit is always a plus."

Colin Tait